Wednesday, November 10, 2010

Your Credit Score and Credit History


For those of you reading this, are you aware of your credit score?  When was the last time you checked it?  And if you know your credit score, does it rate well?  For your age, do you think you have enough debt and credit history to establish a strong score?

I'd love to hear the responses of my readers so that I can cater my content to you.

65 comments:

  1. Mine is average because I only have five years of credit history, but I've never missed payments.

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  2. I need to look more into my credit score, that's for sure.

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  3. im young enough that i dont have a credit score, im still on my parents dime. lucky me =D

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  4. brazil don't have this kind of awesomeness :(

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  5. great info and chart
    credit score is alright

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  6. Its been awhile but it was good enough to get a car loan.

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  7. I used to be 760. Now, I have no idea what my score is because money has been tight and I've been constantly late on payments for this or that for the last 6 months or so. My car is almost paid off so once that's done I plan on using the extra money for each month to climb out of my hole.

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  8. im thinking my credit is through the floor

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  9. My thesis was on the problems with the entire FICO system and how it is used in America. I'm not too worried about my credit score as I'll be moving to a different country in less than 2 years. That means my credit score starts all over anyway.

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  10. Well i think my credit score is pretty good...

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  11. My creditscore is really high. Just get a lot of loans and pay them off on time! :)

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  12. I always pay my bills on time. Is that enough ?

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  13. great infomation thank you very much

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  14. well actually for me its too early to get a credit card anyways haha

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  15. I think my credit score is pretty good.

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  16. i don't have a credit score yet, too young :)

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  17. you should write post how is that shit calculated

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  18. Mine is probably average, I'm young and the few debts I've accrued I've paid off normally. I kind of understand the idea that using more credit and paying it off can increase your score, but I typically don't jump through that hoop unless I have to.

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  19. my credit sucks - thanks ex-gf...

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  20. Thanks for sharing this helpful information.

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  21. I haven't checked my scores either. Maybe I should do that.

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  22. i checked my score, and they said someone was using my ssn in india.. ive never even been too india =(

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  23. hell yes i know the score, i track that mother every month, because i'm anal like that. plus i'm old, and old people do shit like that, because we're old. :)

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  24. i actually have no idea what my credit score is like

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  25. I need to work on my credit scores!

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  26. I still have yet to get a credit card my man

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  27. I have never had a credit card or anything. I would hope that I could just get one in the future to boost my credit score. It's not like i have anything big to purchase in the near future :)

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  28. Does your credit limit influence your credit score? Very informative and interesting blog :)

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  29. Too bad I don't even have any credit :D

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  30. I never asked a credit, probably I'll do it soon (I'm finishing my studies)

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  31. This is a good tip, never forget the score =P

    Thanks for the advice

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  32. I never cared for this sort of thing and it hasn't held me back from anything yet. :) *knock on wood*

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  33. I'm not that much into economics(reason i follow this blog). but i might should check it out.

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  34. Never had a chance to check my score, I don't even think I have one.

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  35. Some pretty useful info you got there, thank you.

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  36. actually I'm too young to have a credit score :D
    but the time will come and I'll keep it in mind

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  37. I don't have credit, but your post is very informative, at least for future. Thanks!

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  38. average here, but then again i never use it

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  39. thats really interesting to know!thanks for sharing

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